Qualifying for Life Settlements
Are you the policy holder, or a family member? Policy Holder (Self)Wife of Policy HolderHusband of Policy HolderChild of Policy HolderFriend of Policy Holder
What is your age or the age of the policy holder? If a survivorship policy, the age of the youngest insured. * 64 years or younger65-72 years73-87 years88 years or older
Gender of insured? If a survivorship policy, choose female.* FemaleMale
Health of the insured? If a survivorship policy, answer for the youngest insured. * Healthy and activeSlight medical issuesModerate medical issues (controllable)Major medical issuesNot sure
What type of policy do you own?* Term LifeConvertible Term LifeSurvivorship Universal LifeSurvivorship Whole LifeWhole LifeUniversal LifeNot sure
What is the cash surrender value? * 10% of the death benefit or greater5%-10% of the death benefitUp to 5% of the death benefitNot Sure
What are the outstanding loans against the policy? No loans against the policyUp to 50% of the death benefitGreater than 50% of the death benefitNot sure
What is the annual premium as a percentage of the death benefit?* 5% or greater4%3%Up to 2%Not sure
What is the death benefit?* Up to $250,000$250,000 - $5 million$5 million or greater
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