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Retained Death Benefit Option

Retained Death Benefit Option

An alternative to a full Life Settlement:

Cash liquidity without sacrificing the peace of mind of a death benefit.

A recent development in the life settlement industry is the Retained Death Benefit Option. It enables a senior to sell a life insurance policy for immediate cash payout but also keep a portion of the death benefit for loved ones. A life settlement provider company will take over premium payments, but the policy holder retains a percentage of the face value payout for his or her beneficiary(s).

*To find out more, please contact Merlin Capital Group Inc. (“MCG”), by phone or online using the form on the CONTACT US page. MCG will be happy to answer any questions you may have regarding a life settlement with the Retain Death Benefit Option.

*The cash payment upfront will be less than a full assignment of a policy without a retained benefit.